It S Best That Your First Credit Card Is Built For You

Category: Finance, Credit.

If you currently attend a college or big university, you probably have witnessed credit card companies that will participate at your campus handing out no charge items such as food, etc, cups.

What college students don t realize is that they are most likely signing up for their first credit card. What makes these set- ups so popular is that most college students love free things and will sign up for just about anything for a free item they will never use. When signing up for your first credit card, it s important that you research what you re getting yourself into. Like any transaction you make in your life, it always involves comparison shopping. Even though a credit card requires no cash to sign up, it can cause you a world of hurt in the future if you don t use them right. It shouldn t make a world of difference with credit cards.

This is something you should really look into before signing your name on the dot for a t- shirt that s too big. Every credit card is unique in a way ranging from its APR to reward points. Now we re not saying that the companies setting up these tents at your school are bad, in fact they are usually from major companies such as VISA and MasterCard. The fact we are trying to push is that they may be pushing a card to you that you might not benefit from. All of these companies are 100% legit and offer great credit cards. There are a lot of different types of college credit cards.

It s pointless nowadays to apply for a credit card that offers no cash rewards, etc at all. Everything from shopping rewards to cash rewards, they have something for you. The only time you may find that a credit card offers no rewards is if you re applying for a bad credit credit card. If your friends already have a credit card, ask them a few questions about it and ask them what it has to offer. The best way to usually browse for a credit card for you is to either do your research online or ask around. You won t get all the answers you re browsing for but you ll get a decent idea.

Many websites such as VISA have a very informative website that tells you exactly what the card has to offer and what benefits you re going to have when you receive your card in the mail. The best way besides asking around is browsing around on the internet. The next time you see a kiosk at your school. In fact, it might be best to stop by and ask the people behind the booth a few questions. Don t be afraid to stop by. If you don t like what you hear from them, walk away. If you really want that free item, you can get it in many other ways.

It s not going to hurt anything. It s best that your first credit card is built for you. You shouldn t let a no charge item influence your decision toward a credit card that may not benefit you.